Loan Checklist
Download and print this checklist for your records. (Requires Acrobat Reader) HTML Version can be seen below. | 
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Loan Application- Form 1003Download and fill out this form to the best of your ability. When you are done, print a copy and bring it to a loan officer.
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Loan Checklist: Here is a list of the information we will use to evaluate your loan application.
For all mortgage applicants (refinances and purchases) please provide:
-Social Security Number, for borrower and co-borrower if any
-Employment History
For the last two years, employment dates, addresses, salary.
Current 30 days of pay stubs and two years of W-2 forms.
-Check and Savings Accounts and Certificates of Deposit
Last 2 months' statements
-Stocks, Bonds, and Investment Accounts
Last 2 months' statements or copies of stock certificates
-Life Insurance Policies
Insurance company, policy number, face amount, cash value, if any
-Retirement Plan
Approximate vested interest value
Copy of latest statement
- Automobiles
Make and model of automobiles, their resale value
-Other Assets
Market value of personal and household property
-Liabilities and Other Non-Mortgage Debt
Copy of your latest mortgage statement(s)
If we are financing your new home purchase
-Purchase sales contract or offer to purchase and all addenda signed by the all parties
If you are self-employed
-Two years of personal and company tax returns signed and dated
Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.
We will need two years of personal Federal returns if you receive any of the following:
-Commission
-Overtime
-Bonus
-Partnership
-Rental Property
-Trust
-Notes Receivable
-Interest/Dividends
If divorced or separated
-Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation. If we are using this as a regular source of
income, be prepared to provide 12 months canceled checks or bank statements reflecting these deposits.
If you've sold your home and have not gone to settlement
-A copy of the sales contract signed by all parties
If you've sold and settled on your home
- A copy of the HUD-1 (settlement statement) from the sale
If you rent
- 12 months of canceled checks for your monthly rental payments
If a source of your down payment is a gift
-Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.
For FHA Financing
-Evidence of Social Security Number and photo identification
For VA Financing
-DD214 and Certificate of Eligibility
For Construction/Perm Loan
¨ Signed construction with cost breakdown, builder plan and specifications
-Social Security Number, for borrower and co-borrower if any
-Employment History
For the last two years, employment dates, addresses, salary.
Current 30 days of pay stubs and two years of W-2 forms.
-Check and Savings Accounts and Certificates of Deposit
Last 2 months' statements
-Stocks, Bonds, and Investment Accounts
Last 2 months' statements or copies of stock certificates
-Life Insurance Policies
Insurance company, policy number, face amount, cash value, if any
-Retirement Plan
Approximate vested interest value
Copy of latest statement
- Automobiles
Make and model of automobiles, their resale value
-Other Assets
Market value of personal and household property
-Liabilities and Other Non-Mortgage Debt
Copy of your latest mortgage statement(s)
If we are financing your new home purchase
-Purchase sales contract or offer to purchase and all addenda signed by the all parties
If you are self-employed
-Two years of personal and company tax returns signed and dated
Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.
We will need two years of personal Federal returns if you receive any of the following:
-Commission
-Overtime
-Bonus
-Partnership
-Rental Property
-Trust
-Notes Receivable
-Interest/Dividends
If divorced or separated
-Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation. If we are using this as a regular source of
income, be prepared to provide 12 months canceled checks or bank statements reflecting these deposits.
If you've sold your home and have not gone to settlement
-A copy of the sales contract signed by all parties
If you've sold and settled on your home
- A copy of the HUD-1 (settlement statement) from the sale
If you rent
- 12 months of canceled checks for your monthly rental payments
If a source of your down payment is a gift
-Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.
For FHA Financing
-Evidence of Social Security Number and photo identification
For VA Financing
-DD214 and Certificate of Eligibility
For Construction/Perm Loan
¨ Signed construction with cost breakdown, builder plan and specifications
